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Privacy Policy

(last updated 11.11.20)

You are entering a binding contract with this website, Scott G Gilbert, Realtor (d/b/a Central West End Living, St Louis Living) and the Realtors® or Lenders who use it and their parents, subsidiaries and affiliates (the "Company," "us," "we" and "our").

Please read this Privacy Policy carefully before accessing or using this website. By visiting this website and/or availing yourself of its services, you agree to be bound by this Privacy Policy, which applies to all users of this website, including without limitation users who are borrowers, vendors, clients, merchants, and/or contributors of content.If you do not agree to all the terms and conditions of this Privacy Policy, then you may not access this website or use of its services. If this Privacy Policy is an offer, acceptance is expressly limited to this Privacy Policy.

Your privacy is critically important to us. We have a few fundamental principles

  1. We don't ask you for personal information unless we truly need it

  2. We don't share your personal information with anyone except to comply with the law, develop our products, or protect our rights

  3. We will not sell your information to any 3rd party at any time for any reason

Gathering of Personally-Identifying Information

Personally-Identifying Information is any information that identifies you or would enable someone to contact you. We collect Personally-Identifying Information when you register to use our services, ask a question, conduct a transaction, or send us an email. If you do not provide the requested information, you may not be able to access or use some or all of our services.

Like most websites, this website collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose for collecting this non-personally identifying information is to better understand how our visitors use our website. From time to time, we may release non-personally-identifying information in the aggregate (e.g. by publishing a report on trends in the usage of its website).

We routinely collect certain types of Personally-Identifying Information, like Internet Protocol (IP) addresses, to identify our visitors, however, we do not disclose such information, other than under the circumstances described in this policy.

Certain visitors to our websites choose to interact with the website in ways that require us to gather Personally-Identifying Information. The amount and type of information that we gather depends on the nature of the interaction. In each case, we collect any such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with the website. We do not disclose Personally-Identifying Information other than as described in this policy. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities or services.

Protection of Personally-Identifying Information

We use physical, electronic, and procedural safeguards to protect your Personally-Identifying Information. We use commercially reasonable efforts to protect against malware, viruses, and spyware on our site or as part of our services. By using our website or services you agree to release us from any liability associated with any technical issues caused by the services, including any malware, viruses, or spyware communicated to your computer or mobile device through any use of the services.

Wherever we collect sensitive financial information, that information is encrypted and transmitted to us in a secure way

We take all measures reasonably necessary to protect against the unauthorized access to its email lists

Disclosure of Personally-Identifying Information

We will not rent or sell Personally-Identifying Information to anyone.

We disclose Personally-Identifying Information only to our employees, contractors and affiliated organizations that: (i) need to know that information in order to process it on our behalf or to provide services available from our website, and (ii) that have contractually agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using our website or services, you consent to the transfer of such information to them.

Other than to our employees, contractors and affiliated organizations, as described above, we disclose potentially personally-identifying and personally-identifying information only when required to do so by law, or when we believe in good faith that disclosure is reasonably necessary to protect the property or security of our company, third parties, or the public at large.

We may provide aggregate statistics about our customers, sales, traffic patterns and related site information to reputable third-party vendors, but these statistics do not include Personally-Identifying Information.

As we continue to grow, we may buy or sell businesses or assets. If all or substantially all of our business or assets are acquired by a third party, our users' Personally-Identifying Information will generally be one of the transferred business assets. We reserve the right to include your Personally-Identifying Information, collected as an asset, in any such transfer to a third party.

Cookies

A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. We use cookies to help us identify and track visitors, their usage of our website, and our visitor's website access preferences. Visitors to our website who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using our website, with the drawback that certain features of our websites may not function properly without the aid of cookies.

External Links. Our website may have links to other companies or organizations. We are not responsible for how these other companies or organizations collect, use, disclose, or secure the information that you provide them. If you choose to access a third-party website through a link provided as part of our services, you do so at your own risk and subject to any terms of service or privacy policy (if any) associated with such third-party website. Similarly, we use third party-provided APIs and other tools to receive information from accounts to which you give us access. We are not responsible for errors or other issues associated with the functionality of such APIs and other tools.

Collection of Information from Minors. We do not direct our services specifically to minors. We do not knowingly collect or use minors? Personally-Identifying Information. If we learn that a user is a minor, we will promptly delete any Personally-Identifying Information we have collected about that user. If you are a minor, please do not send us any information about yourself.

Consent to Processing in the United States. By providing us with any Personally-Identifying Information and/or content, all users, including, without limitation, users in Canada, Mexico, and Europe, fully understand and unambiguously consent to this Privacy Policy and to the transfer of such Personally-Identifying Information across international borders in accordance with our standard operations, including the collection, storage, and processing of such information in the United States of America or other countries in which our employees and contractors may be located.

TELEPHONE CONSUMER PROTECTION ACT (TCPA) FOR UNITED STATES RESIDENTS

If you are a United States resident using our website and services, you represent and warrant that:

  1. you are at least 18 years old;

  2. you live in the United States;

  3. you are the account holder for the email addresses and phone numbers you provided, or you have authorization from the account holder to give this consent; and

  4. the email addresses and phone numbers you provide are accurate, and you will let us know if you release them to another

Mobile Services. Please note that our mobile service is available only in certain states. Certain mobile features may be incompatible with your carrier or mobile device. Contact your carrier with questions regarding these issues.

***PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY. DO NOT USE THIS WEBSITE OR REGISTER FOR SERVICES IF YOU DO NOT WISH TO COMPLY***

EXPRESS WRITTEN CONSENT. BY SUBMITTING YOUR CONTACT INFORMATION, YOU ARE PROVIDING YOUR EXPRESS WRITTEN CONSENT TO RECEIVE COMMUNICATIONS FROM US AT ANY EMAIL ADDRESS OR TELEPHONE NUMBER THAT YOU PROVIDE TO US, EVEN IF YOU ARE REGISTERED ON A NATIONAL OR STATE

DO-NOT-CALL LIST. YOUR CONSENT HERE ALSO SERVES AS YOUR EXPRESS WRITTEN CONSENT TO YOUR PAST RECEIPT OF ELECTRONIC COMMUNICATIONS FROM US. E-MAILS, CALLS, AND TEXTS. THESE COMMUNICATIONS MAY INCLUDE TELEMARKETING MESSAGES, THROUGH THE USE OF EMAIL, LANDLINE PHONE, FAX, CELLULAR PHONE, AND TEXT MESSAGES (INCLUDING SMS AND MMS).

AUTODIALING. WE MAY USE AN AUTOMATIC TELEPHONE DIALING SYSTEM (OR "AUTO-DIALER"), WHICH MAY EMPLOY AN ARTIFICIAL OR PRE-RECORDED VOICE OR "ROBOTEXTS." YOUR CARRIER'S STANDARD RATES AND CHARGES MAY APPLY.

NO PURCHASE NECESSARY. AGREEING TO THESE COMMUNICATIONS IS NOT A CONDITION OF PURCHASING ANY PROPERTY, GOODS, OR SERVICES FROM US.

OPTING OUT. YOU MAY REVOKE YOUR CONSENT TO RECEIVE COMMUNICATIONS AT ANY TIME BY REPLYING "STOP" TO ANY OF OUR TEXTS, OR BY ANY OTHER REASONABLE MEANS. WE WILL MAKE A COMMERCIALLY REASONABLE EFFORT TO COMPLY WITH ANY COMMUNICATIONS FROM YOU OPTING OUT, BUT REPLY "STOP" WILL AUTOMATICALLY UNSUBSCRIBE YOU, AND WE RECOMMEND THAT METHOD. WE MAY TAKE UP TO 30 DAYS TO STOP COMMUNICATIONS IF YOU USE A METHOD OTHER THAN THE AUTOMATIC REPLY "STOP." YOU CONSENT TO RECEIVE A FINAL TEXT MESSAGE CONFIRMING YOUR OPT-OUT.

COMMUNICATION FREQUENCY. HOW OFTEN WE SEND YOU COMMUNICATIONS WILL VARY BECAUSE THE INDIVIDUAL SALESPERSON OR REALTOR WHO COMMUNICATES WITH YOU WILL DETERMINE IT.

 

Change & Discontinuance. We reserve the right to update, change or replace any part of this Privacy Policy by posting updates and/or changes to its websites. Your continued use of the services after the effectiveness of such changes will constitute acceptance of and agreement to any such changes. You further waive any right you may have to receive specific notice of minor changes to this Privacy Policy.

 

Notice of Changes. Any material revision to our Privacy Policy will be communicated to users by means of an email notice prior to the change taking effect. Users are encouraged to periodically review our Privacy Policy for the latest privacy statement information.

 

Questions. If you have any question about our Privacy Policy, please contact us via mail at: scott@scottggilbert.com

 

Your California Privacy Rights. As stated in this Privacy Policy, we do not share Personally-Identifying Information with third parties for their direct marketing purposes unless we clearly identify the third party and you affirmatively agree to such disclosure. If you do not want your Personally-Identifying Information shared third-parties for the purpose of direct marketing, do not opt in to such use. If you do ask us to share your information with a third party for its marketing purposes, we will only share information in connection with that specific activity, as we do not share information with any third party on a continual basis.

California customers may request further information about our compliance with this law by mailing: scott@scottggilbert.com

Google API Service - User Data Policy

Once you connect your account with our services our application will have access to your calendar, inbox and contacts associated with your Google account, we do not share any of this information with any third party system and/or company.

Calendar information: We store your events from Google calendar on our database so we can access that data faster. Additionally, when you add calendar events to our application calendar those events will also be added to your Google Calendar.

Inbox: Email information from Google that gets loaded in our application is not stored on our database. Only when you send an email from our application will we store that information. This allows you to track interactions between you and leads that you email from our application.

Contacts: Contacts are imported and export to and from Google contacts if you as a user activate that functionality into the application. Importing and exporting contacts allows you to keep your contacts synced between our application and your Google contacts. Contacts imported from Google will be added to our application as a lead.

Interest-based Advertising

Some of the ads you see on the Web or in applications on your mobile device are tailored to your interests and based on your activity online or in the applications on your mobile device. This type of ad tailoring — sometimes called "interest-based" or "online behavioral" advertising — is enabled through various technologies, including browser cookies, mobile advertising identifiers as well as other non-cookie technologies. Tailored digital ads help support the free products, services and content you enjoy online.

For information about opting out of interest-based advertising, please visit NAI (or EDAA for Europe only).

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